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Versapay alternatives: with and without a customer portal

By The AR Agent team · · 6 min read

The closest Versapay alternatives are Billtrust, Upflow and Kolleno, which also pair a customer payment portal with collections. Chaser and Paidnice offer a portal at smaller-business scale on QuickBooks or Xero. The AR Agent takes a different route: no portal, just overdue invoices chased by email, and you decide anything that needs judgement. Which fits depends on whether your customers need a portal at all. We make The AR Agent, one of the options below, so weigh what we say about it accordingly.

Every claim about another company here comes from its own website, read on 27 October 2026, and is linked in Sources.

What is Versapay and who is it for?

Versapay describes accounts receivable software with built-in automation, AI, collaboration and ERP integrations, listing manufacturing, wholesale distribution and professional services. The center is the customer portal: customers view invoices, make payments and manage their accounts in a branded, self-serve portal, and "resolve disputes without any back-and-forth." Around it sit electronic invoicing, B2B payments, AI cash application and collections.

It names NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central and Dynamics 365 Finance and Supply Chain Management, with other ERPs through open APIs or flat files.

Why do businesses look for Versapay alternatives?

Mostly for fit:

  • Accounting system. A business on QuickBooks or Xero will want a tool that names it.
  • Portal adoption. A portal helps when customers use it. Many smaller customers reply to an email and pay by bank transfer. If yours do, a portal adds little.
  • Scope. Some teams need payments and cash application. Others take payments fine and only need overdue invoices followed up.

What are the best Versapay alternatives?

Billtrust

Billtrust serves B2B suppliers in industries such as distribution and manufacturing. It delivers invoices across email, its buyer payment portal, AP portals, e-invoicing networks and print, and covers payments, cash application, credit and AI-prioritized collections. See Billtrust alternatives.

Best fit: a supplier whose buyers expect invoices through AP portals as well as a payment portal.

Accounting systems: says it integrates with multiple ERPs; none named on the pages we read.

Upflow

Upflow is an AR platform for B2B finance teams, with collections outreach, B2B payments through a branded customer portal supporting more than 12 payment methods, cash application, and AR insights and forecasting.

Best fit: a B2B finance team, often in SaaS or services, that wants a portal and runs on QuickBooks Online or Xero.

Accounting systems: NetSuite, Sage Intacct, QuickBooks Online, Xero, Pennylane and Rillet.

Kolleno

Kolleno says it is "Built for CFOs, AR Managers and Credit Controllers." It consolidates payment options in one portal and covers collections, reconciliation, disputes, credit risk and forecasting, with AI agents you can set to suggest, draft or act.

Best fit: a finance team that wants a portal, reconciliation and a choice over how far AI acts alone.

Accounting systems: NetSuite, QuickBooks, Microsoft Dynamics, Xero and Sage.

Chaser

Chaser is credit control software with a customer billing portal for viewing balances and paying online, payment plans, reminders by email, SMS and automated phone, credit monitoring and forecasting. Chaser Care adds a dedicated credit control specialist.

Best fit: a small or mid-sized business that wants a portal and multi-channel reminders, with human support available.

Accounting systems: Xero, QuickBooks Online, NetSuite, Sage Intacct, Sage 50 UK, Sage 200, Business Central and others.

Paidnice

Paidnice's portal lets customers see every open invoice and pay by card or bank transfer, or set up a payment plan, with "No login needed." It also sends reminders and statements, adds late fees you approve, and drafts replies for a person to approve.

Best fit: a small business on QuickBooks or Xero that wants a light portal without a large rollout.

Accounting systems: Xero and QuickBooks.

The AR Agent

The AR Agent works on the other side of the problem. The AI agent chases overdue invoices by email from the due dates in QuickBooks or Xero, reads and answers replies, tracks promises to pay, and brings disputes and judgement calls to a person.

It does not run a portal, process payments or apply cash.

Best fit: a small or mid-sized B2B business whose customers reply by email and pay their usual way, and who wants the chasing done.

Accounting systems: QuickBooks and Xero, with Gmail or Outlook.

How do the Versapay alternatives compare?

Tool Best fit Customer portal Accounting systems named on its site
Versapay Manufacturing, distribution, professional services Yes, collaborative NetSuite, Sage Intacct, Dynamics 365
Billtrust B2B suppliers Yes Not named on pages read
Upflow B2B finance teams Yes NetSuite, Sage Intacct, QuickBooks Online, Xero
Kolleno CFOs, AR managers, credit controllers Yes NetSuite, QuickBooks, Dynamics, Xero, Sage
Chaser Small and mid-sized businesses Yes Xero, QuickBooks Online, Sage and more
Paidnice Small businesses Yes, no login Xero, QuickBooks
The AR Agent Small and mid-sized B2B businesses No; email chasing by AI QuickBooks, Xero

How do you choose a Versapay alternative?

  1. Decide if you need a portal. If most customers pay by bank transfer after an email, a portal is a nice-to-have. If many ask for a place to see invoices and pay by card, it earns its place.
  2. Match your accounting system. Check each vendor's own integration list for your exact system.
  3. Check dispute handling. In a portal, the customer raises the dispute. By email, they reply. Either way, chasing should stop and the right person should see it. Our guide to invoice disputes covers what good handling looks like.

See also our collections software guide and Tesorio alternatives.

Frequently asked questions

What is Versapay used for?

Versapay's site describes accounts receivable software built around a customer portal where buyers view invoices, pay and resolve disputes. The AR team gets invoicing, payments, cash application and collections.

Does Versapay work with QuickBooks or Xero?

Versapay's pages name NetSuite, Sage Intacct and Microsoft Dynamics, and say other ERPs connect through open APIs or flat files. They do not name QuickBooks or Xero. Upflow, Kolleno, Chaser, Paidnice and The AR Agent each name both.

Do I need a customer payment portal to get paid faster?

Not necessarily. Many overdue invoices are stuck on a question, a missing PO or a forgotten promise, not on how to pay.

Which Versapay alternative has no portal?

The AR Agent. It chases overdue invoices by email, reads replies, tracks promises and brings judgement calls to a person. Customers keep paying as they do now.

How The AR Agent handles this

The AR Agent does not ask your customers to log in anywhere. It connects to QuickBooks or Xero and to Gmail or Outlook, and chases overdue invoices by email from the due dates in your books. When a customer replies, it reads what they said. A payment date becomes a tracked promise with a follow-up if it is missed. A missing PO or wrong contact is flagged as a blocker. A dispute pauses chasing and comes to a person. Every email and action is kept against the customer and invoice.

Talk to us: our AI agent chases your invoices until you are paid.

Sources

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